Screen ID:
Screen Title:
Panel Number:
PLNAM-01
Account Base Selection
4452
Screen ID: Screen Title: Panel Number:
|
PLNAM-01 Account Base Selection 4452 |
SEE ALSO: Processing Member Applications: Flowchart
This is the first screen used when performing any portion of the loan request, application, or creation/denial process.
For the purposes of understanding the CU*BASE Lending system and the terminology used in on-line help and other documentation, it is important to understand the difference between a Loan Request and the Loan Application.
In a nutshell, the Request is information about the loan and the quote the member receives as to the terms of the loan. (Here are the screens considered part of the loan request: Screen 1, Screen 2, Screen 3).
The Application is the personal information about the member/non-member that is used by underwriters to determine when the loan can be approved or not. (Here a list of the screens considered part of the loan application: 2, 3, 4, 5, 6, 7, 8, 9, 10, 11.
Enter an Account Base and an Action Code. If using the Loan Request Action Code (LR), you will also need to enter either a Loan Product Code or a Loan Category Code to indicate the type of loan desired. (If just a Category is entered, a list of products for that category will appear automatically.) Then use Use Enter to proceed to the next screen for the selected Action Code.
CU*TIP: For fastest processing, enter just an account base and CU*BASE will automatically display appropriate Action Code and other help windows from which you may select the desired codes.
To use the search fields to look for a member account, enter a first or last name, Social Security number or other identifier and use Enter. Select the desired name in the list and use Enter or Select to proceed.
When using the Loan Request Action Code (LR), if the member already has an outstanding loan request or application, a warning message will appear:
Use Enter to continue creating the loan request, or use F12-Work w/Existing to proceed to the Loan Request Maintenance screen to review the outstanding request instead.
Using the Search Fields at the Bottom of the Screen
· For tips on using the Search fields at the bottom of the screen, refer to the Global Search help topic
If you want to access a membership you used recently, click on the lookup next to the Account base field. The Your Most Recent Accounts Accessed pop-up window will appear. |
|
Loan Requests can be created for individuals who are not yet members of your credit union, using the CU*BASE Pre-Membership Lending feature. Simply use F14-Pre-Mbr Lending to change the Account Base field to a SSN/TIN field. (Use F14 again to return to the Account Base display.)
SEE ALSO: Pre-Membership Lending: Overview
Field Name |
Description |
Account base |
Enter the member account base. |
Action code |
This field is used to indicate which processing screen should be displayed next. If no code is entered manually, the Loan File/Action Codes window will display automatically. |
Product code |
If
using the Loan Request (LR) Action Code, you must also enter a
loan product code so that CU*BASE knows where to find default
values such as rates, checklists, marketing tips and procedures,
etc. Click the lookup button |
Category code |
If
using the Loan Request (LR) Action Code, you can narrow down the
list of loan products by first choosing a loan category code (such
as your general “Installment Loan” category) here. Click the lookup
button |
Last
Name |
These are search fields used to locate a specific account. After entering the desired search criteria, use Enter. A list of matching names will appear at the bottom of the screen. · For tips on using the search fields at the bottom of the screen, refer to the Global Search help topic
|
Link to ID: http://www.cuanswers.com/doc/gold/gold.htm#4452g.htm
to
see a list of your credit union's configured product codes.