Credit unions are required to manage concentration risk and defend their capital position related to segmentation in areas such as Real Estate Loans, Commercial Loans, Investment Portfolios, and Unsecured Lines of Credit. Audit Link wants you to be prepared and offers the Concentration Risk Model as one tool for your compliance toolbox.
Objectives
Review the NCUA Letter 10-CU-03, learn how CU*BASE is used to assist in evaluating concentration risk in the affected segments of your credit union's portfolio, understand the evaluation process of monitoring critical data on a quarterly basis.
The Auto Financial Group direct balloon lending integration with CU*BASE is live! AFG provides so many benefits to your credit union and your members alike. Explore this integration to see if it is the right fit for you! Learn More