Regulation E – It affects electronic fund transfer systems such as automated teller machine transfers, telephone bill-payment services, point-of-sale (POS) terminal transfers in stores, and preauthorized transfers from or to a consumer's account including direct deposit and social security payments.  Changes to Reg E present challenges that your credit union and your members need to be aware of.  So what are these changes to Reg E?  What significance do these new rules have to your overdraft protection programs? What can you do to minimize the impact and costs associated with maintaining compliance through this next stage of regulation changes? There are viable solutions which will be shared by Jim Vilker, CU*Answers, Vice President of Client Interactions and Scott Collins, President of Xtend, Inc.  Learn how your partners at CU*Answers and Xtend can assist you in creating the environment for member interactions so they understand the value of Opt-in and consent to it.  Your members are using overdraft protection now.  This presentation will discuss various methods of assuring they keep using it and your credit union’s supporting role.