An important note for your credit union: several ratios on Tool #1021: 5300 Call Report Ratios have been updated, based on changes which were made by the NCUA in March of 2022. The ratios listed below have been updated with the correct calculations:
- Net Worth/Total Assets
- Delinquent Loans/Net Worth
- SIRRT (Supervisory Interest Rate Risk Threshold)
- Loans/Equity
- Short Term Liabilities/Assets
- Shares and Borrowings/Earnings Assets
- Texas Ratio
- Fair Market Value Investments/Book Value Investments
- Long Term Assets/Total Assets
Additionally, the ratios for Non-Maturity Deposits/Long Term Assets and Residential Real Estate/Assets have been removed.
